Take control of your credit — and your future.
Knox Credit Repair helps you challenge inaccurate, unfair, and unverified items on your credit report — late payments, collections, charge-offs, and more — so your score reflects who you really are.
- No obligation — your consultation is 100% free
- We work with all three major credit bureaus
- You only pay for work already performed
Average client result
+40 to 100 pts
Results vary — not guaranteed
10+
Years of experience
5,000+
Clients helped
1M+
Items challenged
How it works
A simple, proven process
Credit repair doesn't have to be confusing. Here's exactly what happens when you work with Knox.
Free credit evaluation
We pull and review your reports from Equifax, Experian, and TransUnion, identify negative items, and give you an honest assessment — free, with no obligation.
We challenge inaccurate items
Our team disputes inaccurate, unfair, or unverified items directly with the credit bureaus and your creditors, using the rights the law gives you.
Track your progress
Watch items get addressed and your reports update. We keep you informed at every stage and coach you on habits that build lasting credit health.
What we do
Credit repair services
Every credit report is different. We build a custom strategy around the specific items holding your score back.
Credit report analysis
A line-by-line review of all three bureau reports to find errors, inconsistencies, and items worth challenging.
Late payments
We challenge late-payment records that are inaccurate, misreported, or can't be verified by the furnisher.
Collections & charge-offs
Debt collectors must validate what they report. We hold them to it and dispute items that don't hold up.
Bankruptcies & public records
We verify the accuracy of public-record reporting and challenge items filed or reported in error.
Hard inquiries
Unauthorized or unverifiable hard inquiries can be disputed and removed from your reports.
Score coaching
Beyond disputes, we coach you on utilization, payment strategy, and account mix to build long-term credit strength.
For business owners
Build business credit, not just personal credit
Your business can have its own credit identity — with its own scores, tradelines, and borrowing power. We help you establish and grow it the right way.
Separate your finances
Build a credit profile under your business so growth doesn't ride on your personal score.
Vendor tradelines that report
Net-30 accounts reporting to business bureaus build payment history fast.
Become funding-ready
Strong business scores unlock better terms, higher limits, and real financing options.
Client results
Real people, real progress
Individual results vary and no specific outcome is guaranteed.
"I had three collections I thought I'd be stuck with for years. Knox challenged all of them and two came off within four months. My mortgage pre-approval finally went through."
Marcus T.
Client since 2024
"What I appreciated most was the communication. Every month I knew exactly what was being disputed and why. No mystery, no runaround."
Priya R.
Client since 2023
"My score moved enough that I refinanced my car and cut my payment by $140 a month. Best money I've spent on myself."
Danielle W.
Client since 2025
Free consultation
Start with a free credit evaluation
Tell us how to reach you and a Knox credit specialist will review your situation, explain your options, and give you a straight answer about what we can and can't do — at no cost.
- Free, no-obligation review of all three reports
- Clear, flat monthly pricing — cancel anytime
- Licensed, FCRA-compliant dispute process
FAQ